Finance Lessons
Focused lessons on financial literacy and investments for the next phase of life.
1. Financial Literacy Basics
Learn the fundamentals of managing personal finances, budgeting, and saving for retirement.
Start Lesson2. Investment Accounts & Who to Trust
Understand different investment accounts, how they work, and how to choose trustworthy financial advisors.
Start Lesson3. Choosing Stocks and Dividends
Learn strategies to select dividend-paying stocks and understand risks and returns.
Start Lesson4. Understanding Share Dilution
How issuing new shares affects ownership and value of your investment.
Start Lesson5. Retirement Income Sources (SS & Pensions)
A detailed look at Social Security benefits, private pensions, and income combinations.
Start Lesson6. The Power of Compounding
Understanding how compound interest works and why time is your greatest financial ally.
Start Lesson7. Budgeting for Fixed Income
Practical strategies for creating a sustainable budget when living on a fixed retirement income.
Start Lesson8. Understanding Inflation and Your Money
How the rising cost of living impacts savings and investment strategy.
Start Lesson9. IRAs: Traditional vs. Roth
Comparing the tax benefits and withdrawal rules of Traditional and Roth Individual Retirement Accounts.
Start Lesson10. Estate Planning Essentials
Wills, trusts, power of attorney, and ensuring your assets are passed on as intended.
Start Lesson11. Recognizing Financial Scams
Identifying common scams targeting seniors and protecting yourself from fraud.
Start Lesson12. Annuities: Income vs. Complexity
A straightforward guide to different annuity types and whether they fit your income needs.
Start Lesson13. Managing Debt in Retirement
Strategies for reducing or eliminating consumer debt and mortgage debt while on a fixed income.
Start Lesson14. Long-Term Care (LTC) Planning
Understanding the costs of care and exploring insurance vs. self-funding options.
Start Lesson15. Digital Safety and Security
Protecting your online financial accounts and personal information from digital threats.
Start Lesson16. Mutual Funds and ETFs
The difference between funds, their fees, and how they offer diversification with minimal effort.
Start Lesson17. Required Minimum Distributions (RMDs)
When you must start withdrawing from tax-deferred accounts and how to calculate the amounts.
Start Lesson18. Roth Conversions: Is the Tax Hit Worth It?
Analyzing the benefits and tax implications of converting Traditional IRA funds to Roth in retirement.
Start Lesson19. Medicare and Healthcare Costs
Understanding Parts A, B, C, and D, enrollment periods, and how to budget for medical expenses.
Start Lesson20. Reverse Mortgages and Home Equity
A balanced look at accessing home equity through reverse mortgages—the pros, cons, and alternatives.
Start Lesson21. Gifting and Tax Strategies
Rules for gifting to children or grandchildren, annual exclusions, and minimizing estate taxes.
Start Lesson22. Advanced Tax Strategies for Retirees
Strategies like tax-loss harvesting, qualified charitable distributions (QCDs), and bracket management.
Start Lesson23. Rebalancing Your Portfolio
Why and how to periodically adjust your investments to maintain your target risk level.
Start Lesson24. Financial Tools and Calculators
A guide to the most helpful online calculators for retirement planning, RMDs, and budgeting.
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